Investing for your Grandchildren

Our stocks and shares Junior ISA is a great way of investing for the grandkids. Anyone can invest in them, but they can only be opened by a parent or guardian, or by the child if they are 16 and over.

It’s a With-profits investment that grows through the regular bonuses that are added. They’ll also get important capital and bonus guarantees, so if the investment is withdrawn on key anniversaries the absolute minimum the child will receive is everything that has been invested for them and the bonuses already added.

We provide a Stakeholder Child Trust Fund and an Ethical Child Trust Fund for children born in the UK between 1 September 2002 and 3 January 2011. We’re also one of the only providers who will allow you to top up your Child Trust Fund online.

Investing in our Ethical Child Trust Fund means you won’t put your grandchild’s money into companies in alcohol, arms and tobacco industries and gambling and pornography providers.

If you want to save for your grandchildren more regularly, then our range of regular savings plans, including Friendly Society Tax Exempt Savings Plans, commit you to saving a little and often.

Your grandchild will be guaranteed a minimum amount when the policy matures, (as long as you've maintained the contributions) and you can decide when you want it to mature. It's a great way to build a cash sum. 

Our Guaranteed Anniversary Bonus Bond is an easy and affordable way to start investing. Get started with just £500 - there are no age restrictions so it’s a great way to invest for the grandkids - and the investment can be made by anyone (parent, grandparent, family friend).

If you’re investing in Guaranteed Anniversary Bonus Bond for a grandchild, we’ll need to have the signature of the child's parent or guardian on the application form.